Credit CardsCredit cards are the most secure way to pay. They offer great protection against fraud as compared to debit cards. They also help you build good credit as long as you don't exceed the overall credit limit. Ideally, to maintain good credit, you will not exceed over 30% of your overall credit limit. So that means if you have a credit limit of $10K, you will not exceed the balance of $3K. In addition, you can earn rewards for purchases such as travel, cash back, gas credit and more. Below are the best types of credit cards.
Best Travel Credit Cards
Best Cash Back Credit Cards
Blue Cash Preferred from American Express
Barclaycard Arrival Plus World Elite MasterCard
AARP Credit Card from Chase
Citi Double Cash Card
Venture from Capital One
The credit cards are the most affordable tools that can add to your purchasing power.
Best Credit Cards if you are Carrying a Balance
If you are looking for the best credit cards, here are some you can consider. It is easy to understand which credit card best suits your needs and lifestyle.