Credit CardsCredit cards have their own unique values. Whether it is a regular credit card or the senior credit card, it is always necessary to have when making several financial decisions. Credit cards a necessary thing to have during any stage of life. So, it’s worth it to find a great credit card that will last you.
Credit cards are the most secure way to pay. They offer great protection against fraud as compared to debit cards. By using the right kind of credit cards, you can even earn rewards for purchases.
Ultimately, it benefits earning reward points at restaurant, grocer, and pharmacy. Here are the best types of credit cards.
Best travel credit cards
- Barclaycard Arrival Plus World MasterCard
- Chase Sapphire Preferred
Best cash back credit cards
- Blue Cash Preferred Card from American Express
- Chase Freedom
Chase SlateThis is the best credit card with a 0% APR for the first 15 months for all kind of purchases you make and the balance transfers. It doesn’t charge a fee for any balance transferred within the first 60 days. After 15 months it charges 13.24% APR to 23.24% depending on your credit.
Blue Cash Preferred from American ExpressThis is the best credit card with a rewards program. It offers 6% back at US supermarkets on first $6,000 purchases and after that, it is 1%. It offers 3% back at selected department stores and US gas stations. The APR is 0% for the introductory period and then it is charged to 13.24% to 22.24%.
Barclaycard Arrival Plus World Elite MasterCardFor traveling during retirement, the card is best to redeem rewards. The card comes with 0% APR for first 12 months and after that, it goes to 16.24% to 20.24%.
AARP Credit Card from ChaseTo earn 3% cash back on dining and gas stations, this is the best card that comes with a 0% APR for first 12 months.
Citi Double Cash CardWhen you make a purchase with this card, you get 1% cash back. Again, when you pay your balance, you are showered with another 1%. The card charges a 0% APR for first 15 months.
Venture from Capital OneThis is the card with no introductory APR but is best for travel enthusiast that offers 40,000 bonus miles when you spend $3,000 for first 3 months.
The credit cards are the most affordable tools that can add to your purchasing power.
Best credit cards if you are carrying a balance
- Chase Slate
- Citi Simplicity Card
If you are looking for the best credit cards, here are some you can consider. It is easy to understand which credit card best suits your needs and lifestyle.